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Novated or Operating Lease for Employees

It is important to discuss with your employer and Express Capital whether a novated or operating lease will deliver you the saving and flexibility you expect. A keen understanding of all steps from purchase to disposal is essential. If packaged effectively, a novated or operating lease can be a great way to reduce your car ownership costs.

  OPTION 1 - Novated Lease (Car Only)
 

This is a simple three (3) way agreement between the driver, employer and financier. The 'novation' is the additional document which accompanies the finance lease. The employee is responsible for the residual value at the end of the lease.

Talk to us on 1300 73 84 85 to assist you through the following steps:

Download, complete and fax a Vehicle Quote Request form so we can arrange for your corporate discount to be applied.

Vehicle Quote Request >>

Download, complete and fax your Application Pack so we can immediately process your application.


Application Pack >>

Sign and settle your novation agreement and nominate a location for delivery of your new vehicle - office, home or showroom.

     
  OPTION 2 - Novated Lease (Fully Maintained)
 

For those drivers that want a 'one payment' monthly solution for their motor vehicle expenses, a Novated Fully Maintained Operating Lease is the answer. All maintenance, servicing, tyres, re-registration, insurance and even petrol can be included. At the end of the lease, which is defined by both distance (kilometres) and time (number of months) you simply hand back the keys to the financier. Of course the condition of the vehicle must meet reasonable (fair wear and tear) clauses within the lease agreement.

Talk to us on 1300 73 84 85 to assist you through the following steps:

Download, complete and fax a Vehicle Quote Request form so we can arrange for your corporate discount to be applied.

Vehicle Quote Request >>

Download, complete and fax your Application Pack so we can immediately process your application.


Application Pack >>

Sign and settle your novation agreement and nominate a location for delivery of your new vehicle - office, home or showroom.

     
  Talk to us - 1300 73 84 85
 

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